To transfer money from your Associated Credit Union account, start by logging into your online banking or using their mobile app. Once you’re signed in, select the “Transfer” option and choose the account you want to transfer funds from. Next, enter the amount you wish to transfer and the account number or name of the recipient. Review the details carefully to ensure accuracy, then confirm the transaction. Depending on the recipient’s bank, the transfer may take some business days to complete. You can track the status of the transfer within your online banking or mobile app.
External Transfer Services
Associated Credit Union offers a variety of external transfer services that allow you to easily and securely transfer money to other financial institutions.
- Online Banking: You can transfer money online through your Associated Credit Union online banking account.
- Mobile Banking: You can transfer money through the Associated Credit Union mobile banking app.
- Express Wire: This service allows you to send money to other financial institutions within minutes.
- ACH Transfers: ACH transfers are electronic transfers that can be used to transfer money to other financial institutions within the United States.
- Telephone Banking: You can transfer money by calling Associated Credit Union’s telephone banking number.
| Service | Transfer Time | Fees |
|---|---|---|
| Online Banking | 1-2 business days | Free |
| Mobile Banking | 1-2 business days | Free |
| Express Wire | Within minutes | $30 |
| ACH Transfers | 1-5 business days | Free |
| Telephone Banking | 1-2 business days | $5 |
To initiate an external transfer, you will need the following information:
- The name of the financial institution you are sending the money to
- The account number of the recipient
- The routing number of the financial institution
- The amount of money you want to transfer
Same-Bank Transfer Options
To transfer funds within Associated Credit Union, you can utilize the following methods:
- Online Banking: Log in to your online banking account, select the “Transfer” option, and follow the prompts to initiate a same-day transfer between your Associated Credit Union accounts.
- Mobile Banking App: Download the Associated Credit Union mobile banking app and tap “Transfer” to initiate a secure transfer between your accounts.
- ATM Transfer: Insert your debit card into an Associated Credit Union ATM, select “Transfer,” and follow the on-screen instructions to transfer funds between your accounts.
- Phone Banking: Call the Associated Credit Union phone banking line, provide your account information, and follow the automated instructions to complete a same-bank transfer.
- In-Person Visit: Visit any Associated Credit Union branch, present your identification, and request a teller to assist you with a transfer between your accounts.
| Transfer Method | Standard Fee |
|---|---|
| Online Banking | Free |
| Mobile Banking App | Free |
| ATM Transfer | $1.00 per transfer |
| Phone Banking | $1.50 per transfer |
| In-Person Visit | $3.00 per transfer |
Mobile App Transfer Capabilities
Initiating money transfers is easy with Associated Credit Union’s mobile app. Here’s how you can transfer funds effortlessly:
- Log In: Access the mobile app and sign in securely using your credentials.
- Choose “Transfer”: Locate and tap the “Transfer” option on the app’s menu.
- Select Accounts: Choose the account you wish to transfer funds from, as well as the destination account.
- Enter Amount: Specify the amount you wish to transfer.
- Review and Confirm: Carefully check the transfer details. Once satisfied, click “Submit” to initiate the transfer.
Transfer Options:
| Transfer Type | Account Types | Transfer Limits |
|---|---|---|
| Internal Transfer | Associated Credit Union Accounts | Unlimited |
| External Transfer | Other Financial Institution Accounts | Daily limit applies |
Note: Daily transfer limits may vary depending on your account type and status. Refer to the Associated Credit Union website or contact a customer service representative for specific details.
## Member-to-Member Transfers
Transferring money between Associated Credit Union accounts is a convenient and secure way to manage your finances. You can easily send funds to another member using the following methods:
### Mobile Banking
- Log in to the Associated Credit Union mobile app.
- Tap the “Transfer” icon.
- Select “Member-to-Member.”
- Enter the recipient’s account number and the amount you want to transfer.
- Review the details and tap “Transfer.”
### Online Banking
- Log in to your Associated Credit Union online banking account.
- Click on the “Transfer” tab.
- Select “Member-to-Member.”
- Enter the recipient’s account number and the amount you want to transfer.
- Review the details and click “Transfer.”
In-Branch
- Visit a local Associated Credit Union branch.
- Provide your account information and the recipient’s account number.
- Specify the amount you want to transfer.
- Review the details and sign the transaction slip.
Transfer Fees and Limits
| Transfer Method | Fee | Transfer Limit |
|---|---|---|
| Mobile Banking | Free | $5,000 per day |
| Online Banking | Free | $10,000 per day |
| In-Branch | $5 | $10,000 per visit |
Note: Transfer limits may vary depending on your account type and membership status. Please contact Associated Credit Union for specific details.
And there you have it, folks! Transferring money from Associated Credit Union is a breeze with these simple steps. Whether you’re sending funds to a friend, family member, or saving for a rainy day, you’ll be able to do it with ease.
Thank you for taking the time to read this article, and I hope you found it helpful. If you have any more questions or need assistance with other financial matters, feel free to visit our website again or give us a call. We’re always here to lend a helping hand!