Workers’ compensation is a type of insurance that provides benefits to employees who are injured or become ill while on the job. It covers medical expenses, lost wages, and other costs associated with the injury or illness. Workers’ compensation is typically required by law, and it is designed to protect employees from the financial burden … Read more
To get your insurance to cover eyelid surgery, you need to meet certain criteria. First, you must have a medically necessary condition, such as ptosis (droopy eyelids) or ectropion (outward-turning eyelids). The surgery must be performed by a qualified surgeon in an accredited facility. You will need to provide your insurance company with a letter … Read more
Coverage for Errors and Omissions Professional indemnity insurance, also known as professional liability insurance or E&O insurance, is a type of insurance that protects individuals and businesses against financial losses resulting from alleged or actual errors and omissions in the performance of their professional services. What is Covered by Professional Indemnity Insurance? Professional indemnity insurance … Read more
Most dental insurance plans cover root canal treatment, but the coverage varies depending on the plan. Some plans cover a percentage of the cost, while others have a maximum amount that they will cover. Root canal treatment can be expensive, so it’s important to check your insurance plan to see what your coverage is before … Read more
Types of Life Insurance Policies There are several types of life insurance policies available, each with its own unique features and benefits. Some of the most common types of life insurance policies include: Term life insurance: Term life insurance is a temporary policy that provides coverage for a specific period of time, such as 10, … Read more
If you have a Cat S insurance write-off, you must inform your insurer. Failing to do so could invalidate your policy and leave you without cover in the event of an accident. Cat S vehicles are deemed repairable, but the cost of repairs may exceed their value. Insurers will typically pay out the market value … Read more
FWD Insurance is a well-established insurer that provides a range of coverage options for individuals and businesses. The company has a strong financial foundation, which helps ensure its ability to honor claims and provide reliable coverage. FWD is also known for its customer-centric approach and its commitment to innovation. Its digital tools and online resources … Read more
The maximum term length for term life insurance policies typically ranges from 10 to 40 years. The specific maximum term offered by an insurance company may vary based on factors such as the applicant’s age, health, and the underwriting guidelines of the company. Shorter terms, such as 10 or 20 years, are generally more affordable … Read more
Generally, phone insurance covers accidental damage, loss, and theft. However, water damage coverage varies depending on the insurance provider and the specific policy you have. Some policies may cover water damage caused by accidental spills or submersion, while others may exclude it. It’s important to carefully review your policy’s terms and conditions to determine if … Read more
To determine past car insurance providers, there are several methods available: 1. **Check Your Bank Statements:** Review bank or credit card statements for recurring payments or transactions that may indicate insurance premiums. 2. **Contact Department of Motor Vehicles (DMV):** The DMV keeps records of insurance policies linked to your vehicle. You can request a copy … Read more