If you’ve recently filed an insurance claim and have questions or concerns, it’s important to know when it’s appropriate to speak with an insurance adjuster. Generally, it’s recommended to reach out to your adjuster once you’ve had a chance to review your policy and gather any necessary documentation, such as photos or receipts related to … Read more
When you enroll in health insurance during the open enrollment period, your coverage typically starts on a specific date known as the “effective date.” This date is usually a month or two after the end of the open enrollment period, which typically runs from November 1st to January 15th. For example, if you enroll in … Read more
Dental procedures are typically not covered by medical insurance. This is because dental care is considered a separate field from medical care. However, there are some exceptions to this rule. For example, some medical insurance plans may cover dental care for children under the age of 19. Additionally, some medical insurance plans may cover dental … Read more
Homesite Insurance is an independent insurance company owned by a group of investors led by private equity firm, Lovell Minnick Partners. Lovell Minnick Partners is a New York-based private equity firm with over $25 billion in committed capital. With the backing of Lovell Minnick Partners, Homesite Insurance has the financial strength and resources to provide … Read more
Reckless driving convictions can have a significant impact on insurance premiums and remain on your record for several years. Insurance companies typically increase premiums for policyholders with reckless driving violations due to the perceived increased risk they pose. The length of time reckless driving affects insurance varies depending on the insurance company and state laws. … Read more
AEP insurance, also known as Accidental Death and Dismemberment (AD&D) insurance, provides financial protection in the event of an accidental death or dismemberment. Unlike life insurance, which covers only death, AEP insurance covers specific accidental injuries and disabilities, such as losing a limb or an eye. It can provide a lump sum payment or a … Read more
When you submit an insurance claim, you are initiating a process where you request financial compensation from your insurance company for a covered loss. You’ll need to provide documentation of the loss, such as receipts or a police report, and may be asked to provide additional information or undergo an inspection. The insurance company will … Read more
Types of Insurance for Ophthalmologists Ophthalmologists, eye care professionals specializing in medical and surgical eye treatments, require comprehensive insurance coverage to protect their practices, equipment, and patients. Here are the primary types of insurance they utilize: Professional Liability Insurance Covers claims of negligence or errors during patient care. Protects against financial losses due to medical … Read more
To find out if your insurance covers a vasectomy, start by checking your policy documents. If that doesn’t provide clear answers, contact your insurance company directly. They can confirm if the procedure is covered and provide details about any exclusions or limitations. It’s important to remember that coverage can vary depending on factors like your … Read more
Negligent entrustment is a legal theory that holds the owner of a vehicle liable for damages caused by someone they negligently allowed to drive it. In most cases, insurance covers negligent entrustment. This is because the owner’s insurance policy typically covers any person who drives the vehicle with the owner’s permission. However, there are some … Read more