Can a Basic User in Gcash Receive Money

Creating a Gcash Basic Account

To become a Gcash Basic user and receive money:

  • Download the GCash app from the Google Play Store (for Android) or App Store (for iOS).
  • Open the app and select “Sign Up.”
  • Enter your mobile number and tap “Next.”
  • You will receive a one-time password (OTP) via SMS. Enter the OTP and tap “Next.”
  • Create a four-digit MPIN for your Gcash account and tap “Next.”
  • Set up your personal information, such as your name, email address, and birthday.
  • Tap “Create Account.”

Your Gcash Basic account is now activated. You can receive money by sharing your Gcash number with the sender.

Receiving Money with a Gcash Basic Account

Once you have a Gcash Basic account, you can receive money from other Gcash users or through bank transfers. Here’s how:

  • Receive from other Gcash users: The sender can send money directly to your Gcash number. They will need to input your number and the amount they want to send.
  • Receive from banks: You can provide your Gcash number to the sender when you make a bank transfer request. The money will be credited to your Gcash account within a few minutes.
Limits for Gcash Basic Accounts
Transaction TypeDaily Limit
Receive from other Gcash users₱20,000
Receive from banks₱50,000

Receiving Money via Transaction Reference Number

Basic GCash users can receive money from other GCash users by providing a Transaction Reference Number (TRN). Here are the steps on how to receive money using a TRN:

  • Ask the sender to provide you with the TRN for the transaction.
  • Open the GCash app on your device.
  • Tap on the “Receive Money” option.
  • Select “Transaction Reference Number.”
  • Enter the TRN provided by the sender.
  • Tap on “Confirm.”
  • The funds will be credited to your GCash account once the transaction is processed.

Note: Basic GCash users can only receive money via TRN from other GCash users. They cannot receive money from linked bank accounts or other payment platforms.

Limits and Restrictions for Basic Users

Gcash Basic users are subject to certain limits and restrictions when receiving money, including but not limited to:

  • Maximum Receive Amount: Basic users can receive a maximum of Php 5,000 per day.
  • Frequency of Transactions: Basic users can receive money up to 5 times per day.
  • Transaction Fees: Basic users incur no transaction fees when receiving money.

It’s important to note that these limits and restrictions may vary depending on the sender’s bank or payment provider. To ensure a smooth and hassle-free transaction, it’s recommended to verify the specific limits and restrictions with the sender before initiating any money transfer.

Transaction TypeLimit
Receive Amount per DayPhp 5,000
Frequency of Transactions per Day5
Transaction FeesN/A

Well folks, there you have it! Whether you’re new to GCash or just brushing up, I hope this article has cleared up any confusion about receiving money as a basic user. Remember, there’s no catch here – GCash makes it easy for anyone to access and use their financial services. So spread the word, tell your loved ones, and let them enjoy the convenience of mobile payments too. Feel free to drop by again whenever you have any more questions, we’ll be here to help you navigate the digital cash world. Take care and stay cashless!