When something is investigational, it means that it is still under development and has not yet been fully approved by regulatory authorities. It may be a new drug, medical device, or treatment that is being studied to determine its safety and effectiveness. Investigational products are typically used in clinical trials, where researchers evaluate their potential … Read more
Getting a government job with a General Discharge from the military is possible, but may be more challenging than with an Honorable Discharge. General Discharge is a type of administrative separation that is typically given to service members who have not met expectations, but have not committed serious misconduct. While many government jobs do not … Read more
Workers’ compensation is a type of insurance that provides benefits to employees who are injured or become ill while on the job. It covers medical expenses, lost wages, and other costs associated with the injury or illness. Workers’ compensation is typically required by law, and it is designed to protect employees from the financial burden … Read more
Investing in index funds can be a smart move, especially during periods of market uncertainty. These funds track a specific market index, such as the S&P 500, and provide broad exposure to a diversified range of stocks or bonds. By investing in an index fund, you’re essentially buying a piece of the overall market, which … Read more
To get your insurance to cover eyelid surgery, you need to meet certain criteria. First, you must have a medically necessary condition, such as ptosis (droopy eyelids) or ectropion (outward-turning eyelids). The surgery must be performed by a qualified surgeon in an accredited facility. You will need to provide your insurance company with a letter … Read more
The payment you receive for pursuing academic studies or internships is called a stipend. The taxation rules in India are complex, but there are generally two types of stipends: taxable and non-taxable. Scholarships, fellowships, and stipends granted to research scholars are non-taxable. Stipends paid to students or interns employed by companies or institutions are taxable. … Read more
Coverage for Errors and Omissions Professional indemnity insurance, also known as professional liability insurance or E&O insurance, is a type of insurance that protects individuals and businesses against financial losses resulting from alleged or actual errors and omissions in the performance of their professional services. What is Covered by Professional Indemnity Insurance? Professional indemnity insurance … Read more
Small-cap funds are riskier compared to large-cap funds as they invest in companies with lower market capitalization. These smaller companies may exhibit higher volatility in their stock prices due to limited liquidity, susceptibility to economic downturns, and dependence on a few key products or services. Moreover, the management teams in small-cap companies might be less … Read more
Getting a mortgage without tax transcripts can be possible, but it may be more challenging. Lenders typically use tax transcripts to verify your income and financial stability. Without tax transcripts, you may need to provide alternative documentation to prove your income, such as pay stubs, bank statements, or a letter from your employer. The specific … Read more
Arthur Ashe, a legendary tennis player, faced a devastating turn in his career after experiencing a heart attack during a match in 1979. This unfortunate event forced him to undergo triple bypass surgery, which put an abrupt end to his competitive playing days. Despite his efforts to return to professional tennis, his health issues proved … Read more