In a life insurance policy, the contestability period refers to a specific timeframe during which the insurer has the right to investigate and potentially contest the validity of the policy. During this period, which typically lasts for one to two years after the policy’s issuance, the insurer has the opportunity to review the applicant’s health … Read more
Insurance coverage for endoscopy varies depending on the type and purpose of the procedure, as well as the specific insurance plan and carrier. Generally, medically necessary endoscopies that involve the digestive system, such as esophagogastroduodenoscopy (EGD) or colonoscopy, are typically covered by insurance. These procedures are often used to diagnose and treat conditions like gastrointestinal … Read more
Dental insurance may partially cover veneers in certain situations. Some plans provide a percentage of coverage, often ranging from 50% to 80%, for cosmetic procedures like veneers. However, coverage can vary widely depending on the insurance provider, plan type, and specific treatment needs. It’s important to check with your insurance company to determine the exact … Read more