If you’re both employed and self-employed, you need to pay National Insurance (NI) on both your income sources. As an employee, your NI contributions are deducted from your salary or wages by your employer, while as a self-employed person, you’re responsible for paying your own NI contributions through your Self-Assessment tax return. The amount of … Read more
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When an insurance company takes on a large amount of risk, it may arrange for reinsurance to share the potential losses. Reinsurance is a type of insurance that an insurer purchases from another insurer to reduce its own exposure to risk. By spreading the risk across multiple insurers, the original insurer can limit its potential … Read more