If you’re both employed and self-employed, you need to pay National Insurance (NI) on both your income sources. As an employee, your NI contributions are deducted from your salary or wages by your employer, while as a self-employed person, you’re responsible for paying your own NI contributions through your Self-Assessment tax return. The amount of … Read more
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When an insurance company takes on a large amount of risk, it may arrange for reinsurance to share the potential losses. Reinsurance is a type of insurance that an insurer purchases from another insurer to reduce its own exposure to risk. By spreading the risk across multiple insurers, the original insurer can limit its potential … Read more
Bingle Insurance, formerly known as AAMI, is owned by Suncorp Group, one of Australia’s leading financial services organizations. Suncorp Group also owns other well-known brands in the insurance industry, such as GIO, Vero, and CIL. The acquisition of AAMI by Suncorp Group in 2019 brought together two of the largest insurance providers in Australia, creating … Read more
Repairing a crooked nose, also known as rhinoplasty, can be covered by insurance under certain circumstances. If the procedure is deemed medically necessary, such as correcting a breathing problem or repairing a broken nose, it may be covered. However, purely cosmetic rhinoplasty is generally not covered by insurance. To determine coverage, it’s important to consult … Read more
The cost of car insurance for beginners can vary significantly depending on several factors, including age, driving history, vehicle type, and location. Generally, younger drivers with less experience pay higher premiums as they pose a higher risk to insurance companies. Factors such as traffic violations, accidents, and at-fault claims can also increase insurance costs. The … Read more
If you have three points on your driving record, it can affect your insurance premiums. Points are added to your record for certain traffic violations, like speeding or running a red light. The more points you have, the higher your insurance premiums will be. This is because insurance companies see drivers with multiple points as … Read more
In Ontario, it’s not mandatory to have insurance when driving a snowmobile on a lake. However, it’s highly recommended as it provides financial protection in case of an accident. Insurance coverage can vary depending on the provider, but generally includes liability, collision, and comprehensive coverage. Liability coverage protects you if you cause injury or damage … Read more
Psychiatrists, like other healthcare professionals, may accept insurance as a method of payment. Insurance can help cover the costs associated with psychiatric care, such as appointments, therapy, and medications. However, it’s important to check with the individual psychiatrist to confirm their insurance acceptance policies. Some psychiatrists may offer sliding scale fees or other payment options … Read more
**The Company of Travelers** is a prominent provider of property casualty insurance, surety, and life insurance products and services. Tracing its roots to 1864, the company has grown through a series of strategic acquisitions and organic growth initiatives. Today, Travelers serves a diverse customer base, ranging from individuals and small businesses to large commercial and … Read more