If you have a Cat S insurance write-off, you must inform your insurer. Failing to do so could invalidate your policy and leave you without cover in the event of an accident. Cat S vehicles are deemed repairable, but the cost of repairs may exceed their value. Insurers will typically pay out the market value … Read more
FWD Insurance is a well-established insurer that provides a range of coverage options for individuals and businesses. The company has a strong financial foundation, which helps ensure its ability to honor claims and provide reliable coverage. FWD is also known for its customer-centric approach and its commitment to innovation. Its digital tools and online resources … Read more
The maximum term length for term life insurance policies typically ranges from 10 to 40 years. The specific maximum term offered by an insurance company may vary based on factors such as the applicant’s age, health, and the underwriting guidelines of the company. Shorter terms, such as 10 or 20 years, are generally more affordable … Read more
Generally, phone insurance covers accidental damage, loss, and theft. However, water damage coverage varies depending on the insurance provider and the specific policy you have. Some policies may cover water damage caused by accidental spills or submersion, while others may exclude it. It’s important to carefully review your policy’s terms and conditions to determine if … Read more
To determine past car insurance providers, there are several methods available: 1. **Check Your Bank Statements:** Review bank or credit card statements for recurring payments or transactions that may indicate insurance premiums. 2. **Contact Department of Motor Vehicles (DMV):** The DMV keeps records of insurance policies linked to your vehicle. You can request a copy … Read more
Self-insurance is a way of managing financial risks. Instead of buying insurance from an insurance company, you set aside money to cover potential losses. This can be a good option for businesses or individuals who have a lot of assets or who are willing to take on more risk. There are several advantages to self-insurance. … Read more
Skydiving is an exhilarating activity, but it also carries inherent risks. Many people wonder whether their insurance policies cover skydiving accidents. The answer to this question varies depending on the specific terms of the policy. Some insurance policies explicitly exclude coverage for extreme sports like skydiving, while others may provide limited coverage under certain conditions. … Read more
Orthognathic surgery is a type of corrective jaw surgery that is performed to improve the alignment of the jaws and teeth. This surgery can be necessary to correct a variety of jaw problems, such as an overbite, underbite, or crossbite. Orthognathic surgery is typically covered by medical insurance if it is deemed to be medically … Read more
Car insurance policies generally do not provide coverage for deliberate acts that intentionally cause damage or harm. This means that if a driver intentionally crashes their car into another vehicle or object, the insurance company will not be responsible for paying for the damages. However, there are some exceptions to this rule. For example, if … Read more
Cochlear implants are advanced devices that can provide hearing to those with severe to profound hearing loss. Like most medical procedures, insurance coverage for cochlear implants varies. Many insurance companies provide at least partial coverage for the device and the surgery itself. The amount of coverage depends on factors such as the individual’s insurance policy, … Read more